Property & Liability
About ACSIG's Property & Liability Program
ACSIG expanded its program offerings to include property and liability coverage beginning July 1, 1993. For many years, ACSIG self-insured 100% of property/liability claim liability.
From 1993 to 2008, ACSIG participated in the Bay Area Schools Insurance Cooperation (BASIC), self-insuring the first $150,000 of any property/liability claim and purchasing reinsurance for excess coverage.
Beginning in 2008, ACSIG joined the Northern California Regional Liability Excess Fund (NCR) for excess property and liability coverage.
Property & Liability Resources
- ACSIG Claim Form — for property damage, liability incidents, or accidents at district facilities
- Certificate of Coverage Request — request a COI for an event, contractor, or third party
- Vehicle Request — add or remove district vehicles from coverage
Property & Liability Coverage
ACSIG self-insures first-party property and liability claims at $25,000 per occurrence, and third-party claim liabilities at $25,000 per occurrence. Members carry a $5,000 deductible per occurrence for any property or liability claim.
Excess insurance coverage (through NCR):
- Property: $250,000 total per occurrence
- Liability: $50,000,000 total per occurrence